UK Pets Insurance

[EmGem]

Which one is best?

I picked up the Sainsbury's pet insurance leaflet and it said something I didn't understand:

cover that still lets you claim after 12 months - a third of pet illnesses last over a year and thats when many policies stop paying out (WHY?? how can they stop paying out?!). our cover continues no matter how long it takes to treat your pet (providing your premiums are up to date)

what does that whole thing mean, and what are premiums?

does anyone have this cover?

[Norman]

H

Premiums are your monthly payments - direct debits for example. What that section means (I think) is if your pet deveops and illness and still requires treatment 12 months later (i.e. when the first policy has expired) they will contnue to pay the vet bills wheras most insurances when it comes to renewing policy (after 1 year) and the pet still has teh complaint they will class that as an existing complaint and 9 times out 10 they won't cover the "exisiting" complaint and you are then left with the bills.

That is pretty standard for most insurances. Is the pet already has the ailment or has had it before it is classed as existing and not covered.

Hope that helps